Step 1: Collect your income records
You will need:
– PAYG summaries
– Payslips
– Super statements (for later)
If you do not have these, we can access your income information directly from the ATO using your TFN.
Step 2: Check if you paid the correct WHM tax rate
ATO data shows that many backpackers are taxed incorrectly by employers, especially on regional farms. Employers often:
– Mark WHMs as “residents” (which is wrong)
– Tax too much (over 15%)
– Tax too little (leading to ATO debt)
This is why lodging with a tax agent is safer and ensures you do not lose your refund.
Step 3: Calculate your deductions
Most WHMs do not know they can claim:
– Work boots and uniforms
– Tools
– Sunscreen for outdoor workers
– Phone and internet used for work
– Travel between job sites
– Union fees
– Tax agent fees
The ATO states that WHMs can claim deductions just like any other taxpayer, as long as the expenses are work-related. These deductions increase your refund.
Step 4: Lodge your tax return
From overseas, you have two options:
Option A – Lodge with a registered tax agent (recommended)
Most WHMs choose this because:
– No myGov login needed
– No Australian phone needed
– No Australian bank account needed
– Faster processing
– Fewer errors
– Easier identity verification
AMA Accountants handles everything online—it’s simple, fast, and safe.
Option B – Lodge through ATO Online (myGov)
Most WHMs cannot use this because:
– myGov often requires SMS codes
– Australian numbers stop working overseas
– Identity cannot be verified
– Accounts get locked
This is why the ATO advises WHMs overseas to lodge using a tax agent.
Step 5: Wait for your refund
ATO processing times:
– Standard: 2 to 4 weeks
– Longer if your employer made mistakes or did not report on time
– Longer if deductions need review
AMA Accountants tracks your return and keeps you updated.