How to Get Your Maximum Tax Refund as a Backpacker in Australia (2025–2026 Guide)
If you came to Australia on a Working Holiday Visa (417 or 462) and worked during your stay, you might be eligible for a tax refund at the end of the financial year. Many backpackers don’t realize how much money they can get back. Some miss out on hundreds or even thousands of dollars because they don’t know the rules, lose receipts, or file incorrectly.
The good news is that Australia’s tax system allows Working Holiday Makers (WHMs) to claim many deductions, even if you are not a tax resident. When you claim the right deductions, your refund can grow quickly.
This guide explains how to maximize your tax refund. Everything detailed here is based on verified ATO rules and publicly available information.
1. Understand How WHM Tax Works
To get the best refund, you first need to understand how tax is calculated.
According to the ATO, WHMs pay 15% tax on the first $45,000 they earn.
You do not get the tax-free threshold.
You can still claim work-related deductions.
A registered tax agent can help correct employer mistakes.
Since the tax rate is fixed at 15%, the only way to increase your refund is by lowering your taxable income with legal deductions.
2. Claim Every Work-Related Deduction You Are Allowed
Most backpackers do not know what they can claim. The ATO reports that many WHMs overpay tax each year because they forget to claim deductions. Here are the major categories you should check:
a) Work Clothing & Protective Gear
If your job required special clothing, you can claim items like:
– steel-cap boots
– work boots
– high-vis clothing
– gloves
– safety glasses
– aprons
– job-required uniforms
Outdoor workers, such as fruit pickers, farmhands, and construction laborers, almost always have claimable clothing expenses.
b) Tools and Equipment
If you bought tools for your job, you can claim the cost.
ATO rule:
Items under $300 can be claimed instantly. Items over $300 are depreciated.
Common WHM tools include:
– knives for meat workers
– farm tools
– small electrical tools
– backpacks used for delivering parcels
– cleaning equipment
c) Phone and Internet Costs
If you used your mobile phone for work, like checking rosters, making calls, or using job apps, you can claim a percentage.
Example:
If 30% of your mobile use was work-related, you can claim 30% of your monthly bill.
d) Work Travel (Not Home to Work)
Many backpackers get this wrong. You cannot claim travel from your home to your workplace. But you can claim:
– travel between job sites
– carrying tools to different locations
– parking fees for work tasks
– car expenses used for work
e) Union or Membership Fees
If you paid union fees or membership fees required for your job, they are deductible.
f) Training & Education
If you took a course directly related to your job, you can claim it.
3. Keep Simple Records (Even If You Travel Often)
The ATO requires proof for your claims. You do not need perfect paperwork; reasonable records are enough.
What counts as proof?
– bank statements
– photos of receipts
– online invoices
– emails confirming purchases
Backpackers often lose paper receipts, but digital proof is acceptable.
Tip: Create a folder on your phone called “WHM Tax Receipts.”
4. Check If Your Employer Taxed You Correctly
This is one of the biggest reasons WHMs fail to receive a larger refund. ATO data shows that many employers:
– tax workers at the wrong rate
– mistakenly mark WHMs as “residents”
– incorrectly mark WHMs as “overseas workers”
– forget to link the WHM tax code
When tax is withheld incorrectly, you may be entitled to a larger refund; however, you need to fix it in your tax return. A registered tax agent like AMA Accountants can review your ATO Income Statement and correct errors right away.
5. Claim Your Superannuation After Leaving Australia (DASP Refund)
Many WHMs forget they can claim their superannuation after leaving Australia. This payment is called the Departing Australia Superannuation Payment (DASP). According to ATO and super fund reports, most WHMs receive between $1,000 and $3,000 back.
The amount depends on how long they worked, how much they earned, and the employer contribution rate. This refund is different from your tax return. AMA Accountants can help you apply for your DASP refund safely and quickly, even if you are already overseas.
6. Lodge Your Tax Return Even If You Already Left Australia
The ATO lets backpackers lodge from anywhere in the world. You only need:
- your passport,
- your TFN,
- your payment summaries / ATO income statements,
- your bank details.
AMA Accountants manages WHM returns fully online. This helps thousands of travelers lodge correctly while overseas.
7. Avoid Common WHM Tax Mistakes
Most backpackers lose money because they:
- don’t lodge their tax return,
- forget deductions,
- use wrong information,
- rely on employer advice,
- lodge through unregistered websites.
These mistakes result in lower refunds and issues with the ATO. Working with a registered tax agent makes sure your return is correct, safe, and maximized.
8. Why Lodge With AMA Accountants?
Because WHM tax is different from regular tax, you need someone who understands the rules. AMA Accountants helps backpackers by:
- checking employer tax errors,
- finding every legal deduction,
- lodging 100% online,
- helping overseas WHMs file easily,
- offering ATO-compliant tax advice,
- helping with super refunds.
Most WHMs receive higher refunds through a registered tax agent than if they do it alone.
Lodge Your WHM Tax Return with AMA Accountants Today
Don’t let the ATO keep more of your money than they should. At AMA Accountants, we make Working Holiday Maker tax returns in Australia simple, fast, and stress-free. Whether you’re still in Australia or already back home, our expert team will help you lodge online, claim every deduction, and get your maximum refund.
Book your WHM tax return consultation today with AMA Accountants – your trusted partner for backpacker tax refunds in Australia.
📞 Phone: +61 (0)420 529 890
📧 Email: finance@amaaccountant.com.au
Authored By Amit Chugh
Partner, CPA & Registered Tax Agent
Your Trusted Accountant for Adelaide, Melbourne, Sydney, Brisbane & Across Australia
Amit Chugh is a Partner at The AMA Accountant and a highly respected CPA & Registered Tax Agent with a proven track record of delivering exceptional accounting and taxation services to individuals, businesses, and corporations across Australia.
Amit Chugh is a Partner at The AMA Accountant and a highly respected CPA & Registered Tax Agent with a proven track record of delivering exceptional accounting and taxation services to individuals, businesses, and corporations across Australia.
With over 25+ of professional experience, Amit has helped thousands of clients streamline their finances, optimise tax returns, and ensure full compliance with Australian Taxation Office (ATO) requirements. His client base spans Melbourne, Brisbane, Sydney, Tasmania, Perth, Adelaide, Darwin, Canberra, and regional hubs including Prospect, Modbury, Mawson Lakes, Woodville, Mount Gambier, Victor Harbor, Whyalla, Port Lincoln, Murray Bridge, Port Augusta, Gawler, and Port Pirie.
