Affordable Home Loans & Mortgage Services in Australia
Looking for an easy and reliable way to get a home loan or mortgage in Australia? At AMA Accountants, we help people in Adelaide, Brisbane, Darwin, Canberra, Perth, Sydney, Tasmania, and Melbourne find the right home loan that fits their needs. Whether you are buying your first home, investing in property, or refinancing an existing mortgage, we make the process fast, simple, and stress-free.
Our team is made up of licensed mortgage brokers and financial advisors who understand the Australian housing market and know how to get you the best mortgage rates. We take care of all the paperwork, compare banks for you, and guide you every step of the way.
Compare Mortgage & Home Loan Rates
Finding the best mortgage rate can save you thousands over the life of your loan. At AMA Accountants, we help you compare current home loan rates and mortgage rates today so you can make the smartest financial decision.
Why Comparing Mortgage Rates Matters
- Different banks offer different rates and fees.
- Even a small difference in rates can save you thousands over 10–30 years
- Some lenders have special offers for first-time buyers or investors.
Tools We Provide
- Rate comparison tables updated daily
- Mortgage calculators to see your monthly payments
- Personalized advice to find the lowest mortgage rates
Tip: Always check mortgage rates regularly. Rates change often, and acting at the right time can save a lot.
Our Mortgage & Home Loan Services
AMA Accountants is more than just an accounting firm. We are also your trusted mortgage brokers. We help you find the right home loan, apply easily, and get approved faster.
Services We Offer
- Personal Consultation – We listen to your needs and explain options clearly.
- Online Home Loan Application – Apply from your home without visiting multiple banks.
- Refinancing Assistance – Lower your monthly payments or switch to better loan terms.
- First-Time Buyer Assistance – Special programs and advice for new homeowners.
- Investment Property Loans – Guidance for buying rental or investment properties.
Why Choose a Mortgage Broker?
Going through a broker like AMA Accountants is easier than going directly to a bank because:
- We compare multiple lenders to find the best home loan rates.
- We handle the paperwork and applications for you.
- We give expert advice based on your personal situation.
Types of Home Loans We Offer
We understand that every homebuyer is different. That’s why we provide many types of home loans to fit your needs.
Fixed Rate Home Loans
- Your interest rate stays the same for a set period.
- Predictable monthly payments make budgeting easy.
- Best for people who want stability.
Variable Home Loans
- Interest rates can go up or down with the market.
- Potential to save money if rates drop.
- Flexible repayment options.
First-Time Buyer Mortgages
- Special programs for people buying their first home.
- May include lower deposit options or government grants.
Investment Property Loans
- Designed for investors buying rental properties.
- Flexible options for multiple properties.
Other Options
- Reverse Mortgages – For older homeowners looking to access home equity.
- Adjustable Rate Mortgages – Rate changes after a fixed period.
- Joint Home Loans – Ideal for couples or partners buying together.
- Self-Employed Mortgages – Tailored for people with variable income.
Partner Banks & Popular Lenders
We work with major banks and lenders across Australia to give you more choices and better rates. Some of our partners include:
- ANZ Home Loan
- HSBC Home Loan
- Westpac Home Loan Rates
- CommBank Home Loan
Other trusted banks: CBA, St George, ME Bank, Macquarie Bank
Benefits of Using Our Partner Banks
- Access to competitive rates not always available to the public.
- Special packages and offers for first-time buyers or investors.
- Trusted, secure, and reputable lenders.
Why Choose AMA Accountants?
People across Adelaide, Brisbane, Darwin, Canberra, Perth, Sydney, Tasmania, and Melbourne trust AMA Accountants for their mortgage needs. Here’s why:
- Fast and Reliable Service: We guide you every step, from application to approval.
- Experienced Mortgage Brokers: Our licensed team knows the Australian mortgage market inside out.
- Customer Success Stories: Hundreds of happy clients who saved money and time.
- Local & National Support: We offer personal service no matter where you are.
- Simple Process: We explain everything simply and easily.
FAQ – Common Questions About Home Loans
A mortgage is a loan you get from a bank to buy a house. You pay it back in monthly installments.
We can calculate your monthly payment based on the loan amount, interest rate, and loan term using a simple calculator.
We offer fixed, variable, first-time buyer, investment property, and joint loans, plus reverse mortgages.
By comparing rates from multiple banks and using a licensed mortgage broker like AMA Accountants.
Yes! Many banks offer grants, lower deposits, and better rates for first-time buyers. We help you access these.
Approval times vary, but our team works hard to speed up the process and get you answers fast.
How Our home loans and mortgages Process Works
Getting a home loan with AMA Accountants is simple:
Contact Us
Call, WhatsApp, or fill out our online form.
Consultation
We discuss your goals and explain all loan options.
Rate Comparison
We find the best mortgage rates from multiple banks.
Application
We prepare and submit your application for approval.
Approval & Settlement
Once approved, you receive your funds and can move into your dream home.
Start Your Home Loan Journey Today
At AMA Accountants, we make home loans and mortgages easy for everyone, no matter where you live in Australia. Whether you’re in Adelaide, Brisbane, Darwin, Canberra, Perth, Sydney, Tasmania, or Melbourne, we are ready to help you find the best mortgage deal.
Call us today for a free consultation, chat with us on WhatsApp for instant help, or fill out our online form to get started. Your dream home is closer than you think, and AMA Accountants is here to help you get there.
